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TPD Injuries

TPD injuries can result from any type of accident imaginable and you must seek legal advice immediately.

Most West Australians will have chosen to have TPD cover as part of their superannuation group plan. This should cover you if you suffer an injury or illness that prevents you from working, typically in any occupation for which you are suited by reason of your ‘education, training and experience’. Some West Australians have even chosen a retail policy, a standalone policy, to cover them in the event of suffering an injury or illness that prevents them from getting back to work in their own occupation. 

If you suffer an illness or an injury that prevents you from going back to work you may be able to claim those benefits as a lump sum payment. But an ASIC report published in 2019 showed that there had been about 26,000 claims, of which insurance companies declined between 7% – 37%. Disturbingly, some insurance companies declined more claims than some others, and more worryingly, two insurers had a level of disputes substantially disproportionate to their share of claims.

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Most disputes relate to: disputes over the medical evidence to prove total and permanent disability; a long delay in making your claim; an underpayment of the claim; and arguments about failing to disclose a pre-existing medical condition. Because with some insurers nearly 37% of claims are disputed, it is important to get legal advice if you want to make a claim. If your insurance company (or the Trustees) have declined your claim, don’t give up, chat to the Team at Lian Hall Injury Law.

Common Catastrophic Injuries

  • Brain and head injuries: Traumatic brain injuries can affect an memory, movement, cognition, mood and ability to live a normal daily life.
  • Spinal cord injuries: Injuries to the spine can lead to partial or full paralysis of of regions of the body.
  • Vision loss: Losing one’s vision can have a significant impact on one’s quality of life and earning ability.
  • Loss of limbs: Losing one’s limbs can be devastating, emotionally and physically.
  • Permanent internal organ damage: Permanent damage to internal organs may be caused by direct accident trauma or serious traffic collisions.
  • Serious burns: They are painful with a long road to recovery, and leave victims with permanent scarring.
Our Perth Catastrophic Injury lawyers are ready to here your story.
Phone (08) 9367 7497 for a FREE consultation.

Lian Hall is  here to protect your rights and fight for fair compensation.

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At Lian Hall, our focus is Personal Injury law and we are dedicated to helping those who’s lives have been wronged due to the actions of another.

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We know that each Personal Injury each case we undertake in Perth  is unique, which is why we tailor our legal solutions to suit your needs.

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We know what it feels like to be the little guy, which is why we will take the fight to get you the maximum compensation you rightly deserve.

Frequently Asked Questions

Additional information for

It is always worth looking into your claim and getting advice. We have seen people who feel ok after an accident but then as time goes by injuries don’t go away, they start to become symptomatic and you need treatment. Do not be in a rush to dismiss your claim. Have somebody look into it and get experienced advice.

It is always worth looking into your claim and getting advice. We have seen people who feel ok after an accident but then as time goes by injuries don’t go away, they start to become symptomatic and you need treatment. Do not be in a rush to dismiss your claim. Have somebody look into it and get experienced advice.

  • You need to chat to your employers HR and get a Workers’ Compensation Claim form. Or you can download the form from: https://www.workcover.wa.gov.au/
  • You then need to have your GP complete First Certificate of Capacity.
  • Both forms will need to be handed to your employer.
  • This must be done as soon as reasonably possible after your injury. If you wait too long there could be difficulties in getting your claim accepted.
  • It is important to start your claim with the correct information and processes. Call us for a chat.

Workers’ Compensation claims are slightly different to other types of claims. In workers’ comp claims you will usually claim your lost earnings, treatment and vocational rehabilitation expenses and travel, and possibly a lump sum if you want to redeem your entitlements.

In Common Law claims, such as car accident and public liability claims, you can potentially claim:

  • Pain and suffering;
  • Loss of amenities;
  • Your lost wages;
  • Any loss of wages into the future;
  • The lost contributions to your superannuation fund;
  • Treatment expenses;
  • The value of any services provided by family and friends;
  • Travel costs

Once fault is determined, injury law is designed to compensate you for your injuries. As a general guide, once your injuries have medically stabilized your losses can be assessed. In other words, once your doctor is happy that they can project what treatment you will likely need, the effect of your injuries and restrictions on your employment, your prognosis etc, then you claim can progress to an assessment and settlement. Each case will be different. The longer it takes for your injuries to stabilize, the longer your claim will take to settle.

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    Client Testimonials

    It is a pretty harrowing experience being involved in a workers compensation claim. But not with Lian Hall and his team. His knowledge is second to none and most importantly, Lian and his team are always contactable.  I found throughout my workers compensation claim journey that being contactable was the single most important aspect for me. Pick up the phone. Make the call. No question too big or small. Lian was always there. He understands people. He gets it. Highly Recommended.” 

    M.K.

    Personal Injury Lawyers Perth - Injury Lawyers Perth | Lian Hall
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